How Do I Pay for Treatment? Addiction Solutions - how can I pay for rehab
No one really wants to go to drug and
alcohol rehab centers, and because of that, they will find a variety of reasons
for not going. They might not be able to take all of that time off of work,
they don't think that treatment will work for them, or they don't even think
that they have a problem. But, one excuse that many people use is that they
cannot afford to go to drug and alcohol rehab centers, to get treatment. how can I
pay for rehab
It is certainly true that the cost of
a stay at any drug and rehab center is not cheap. A short stay can easily run
into the tens of thousands of dollars, but when you compare that to the cost of
a drug or alcohol habit, it really is just small change. There is no price that
you can put on good health and a better future. Even so, this does not take
away the fact that the average person can afford to pay for a much-needed stay
ay drug and alcohol rehab centers. To complicate things, when you are in rehab,
you won't be able to work so you are unable to earn any money. Most likely,
someone on the outside will need to take care of your finances and other issues
while you stay at a rehab center to get the help you need oh so badly.
There are, luckily, many ways that you
can pay for your stay in treatment without putting yourself in financial
jeopardy. First of all, many drug and alcohol rehab centers offer scholarships
or grants that will significantly reduce the cost of treatment. Many times this
type of funding is not based on your financial need, but rather on your need to
get into treatment, so anyone should be able to qualify. can I
finance rehab
There are also financial companies
that specialize in funding this type of treatment, and a good rehab center will
be able to arrange for you to get a loan to cover the cost of treatment. Yes,
you might have to pay off the loan over a period of time, but it is still
cheaper than being an active addict. Although a popular option, personally I
don't see this as a preferable one for first time home Ivestors. The way this
works is simple. You find the house; you go to a mortgage broker, bank or
lender and ask them to finance the house for you. The remaining costs of
repairing and rebuilding the house are all out of pocket.
Let's say the property you found is
listed for $100,000. As long as the house is in livable condition, lenders will
offer traditional financing for the property based on their guidelines. Now for
financing this house you may need an additional down payment of 5% or 20% and
etc. This all depends on how comfortable the lending institution is with your
credit, income and mortgage history. You'd have to talk to your mortgage
broker, loan officer or personal banker for more details on the down payment. rehab
payment options
Once the bank approves the loan,
double check to make sure there is no prepayment penalty for selling the home
once you've completed the rehabilitation process.
Back to our example, we'll say the
bank required a 10% down payment from you to buy the home. Additionally, you've
talked to your contractor and he's told you that the costs of repair are going
to be about another $30,000. So far, you've had to come up with about $40,000
out of pocket in expenses. Of course these aren't the only things you'll need
to be spending money on. You will still have carrying costs and monthly
mortgage payments for the house, insurance, utility and property tax payments
as well. And of course, let's not forget all of the unexpected items that seem
to happen all the time.
Many people assume that this is the
only real way to finance and work on a house flipping project. The problem
becomes worst when hopeful investors tap into their personal and emergency
savings accounts to fund their project.
addiction
recovery cost
Voluntary rehab centers are safe
havens for people suffering from various problems associated with
over-dependence on drugs and chemicals which is a common trend today. The
problem of economic meltdown has affected a lot of people so much so that many
have turned to drugs and assorted chemicals products in a bid to escape from
the situation, or just to make their minds believe that the economic problems
and its effects are not there. This has succeeded in creating more problems; people
who have virtually lost control of their minds and their bodies.
Today rehabilitation centers and other
specialized institutions are battling hard to curtail this trend. Voluntary
rehab centers have to do with victims and sufferers who have decided to turn
themselves in for treatment out of their free volition. This is what government
and some health organizations has been trying to encourage because it yield far
better positive results than others.
is
rehab free
People who willingly come for
treatment in rehabilitation centers will be able to receive the following among
other benefits; nourishing meals, good medical care, housing facilities,
medical and spiritual counseling. The entire treatment has been tailored
towards providing whatever the addict need or what they lack that can make them
relapse to a life of drugs and chemical ingestion.
Don’t let the perceived cost of rehab
keep you from getting sober. There are many options available to help you get the
treatment you deserve.how can I pay for rehab rehab
payment options
Comments
Post a Comment